BSA Director · Wintrust
Paul Achman is the BSA Director at Wintrust, bringing nearly 30 years of leadership experience in risk management, financial crimes compliance, and regulatory strategy. He has held executive roles at Wintrust, BankProv, and TCF National Bank, leading enterprise AML, fraud, consumer compliance, and Financial Intelligence Unit programs across community banking, fintech, Banking-as-a-Service (BaaS), digital assets, and specialty lending. A Certified Anti-Money Laundering Specialist (CAMS), Paul is an active leader in the AML community, having served for 14 years in leadership with the Upper Midwest ACAMS Chapter and continuing to contribute to industry organizations including the Mid-Size Bank Coalition of America and the American Bankers Association.
Executive Vice President · Coastal Community Bank
Christopher Dillon is Executive Vice President at Coastal Community Bank, where he supports the bank's embedded finance and Banking-as-a-Service (BaaS) business, helping fintech partners navigate anti-money laundering (AML), financial crimes compliance, and regulatory risk. With more than 15 years of experience in financial services and compliance, he has built expertise in risk management, BSA/AML program oversight, and fintech partnerships. An active member of the Association of Certified Anti-Money Laundering Specialists (ACAMS), Christopher works with banks and fintechs to develop scalable compliance programs that support innovation while meeting evolving regulatory expectations.
VP BSA Officer · First Electronic Bank
Erica Baumbach, CAMS, CRCM, is Vice President, BSA, CRA, and Compliance Officer at First Electronic Bank, where she has served since 2021 after previously holding the role of AVP BSA, CRA, and Compliance Officer. Prior to joining First Electronic Bank, she held compliance leadership positions at OakStar Bank and First National Bank, where she developed and enhanced BSA/AML programs, implemented automated transaction monitoring, and established policies aligned with the Bank Secrecy Act, USA PATRIOT Act, and OFAC requirements. Erica holds a Bachelor of Science in Business from Central Methodist University, an Associate of Arts in Biology from State Fair Community College, and has completed coursework through the Graduate School of Banking at Colorado.
Executive Vice President & President of Fintech · MVB Bank
Jeremy Kuiper is Executive Vice President and President of Fintech at MVB Bank, where he leads the bank's fintech banking business and strategic direction across issuing, acquiring, gaming, and payments. With more than 25 years of executive leadership in the payments industry, he previously held senior roles at Pathward, The Bancorp Bank, BankFirst, and United Credit National Bank. Jeremy has also served as Chairman of the Innovative Payments Association (formerly the Network Branded Prepaid Card Association) and has advised numerous fintech organizations and payments-focused investment initiatives.
Chief Compliance Officer · MVB Bank
Julie O'Connor, EVP and Chief Compliance Officer at MVB, brings 30 years of leadership experience in BSA/AML, regulatory compliance, and fintech partner oversight. Since joining MVB in 2023, she has led the bank's Enterprise Compliance Advisory, Operations, and Governance teams, aligning compliance and risk strategies with business growth. Previously, she served as Chief Administrative Officer and BSA Officer at Jiko Group, where she helped complete the first fintech acquisition of a nationally chartered bank and managed a $40 million Series B funding round. Ms. O'Connor holds an MBA and bachelor's degree in accounting from Tennessee Technological University and is an inactive CPA.
Founder & CEO · Fintech Training Center
Justin Muscolino is the Founder of the Fintech Training Center and High Risk Education, where he develops practical compliance and risk management education for banks, fintechs, and financial services organizations. With more than 20 years of experience in regulatory compliance and training, he has held leadership roles at Macquarie Group, UBS, JPMorgan Chase, Bank of China, FINRA, and GRC Solutions. Justin is widely recognized for designing innovative compliance training programs, including FINRA's Examiner University, and is a frequent speaker, author, and advisor on financial crime, governance, payments, and fintech compliance.
Commercial Payment Services Fraud Risk Lead · SoFi
Matthew Work is the Commercial Payment Services Fraud Risk Lead at SoFi, where he oversees fraud risk strategy and controls for commercial payment products. He has more than 18 years of experience in financial services, specializing in fraud prevention, identity, payments risk, and product delivery. Prior to joining SoFi, Matthew held fraud and risk leadership roles at JPMorgan Chase, MVB Bank, Early Warning, Klarna, U.S. Bank, and other financial institutions, leading initiatives focused on fraud mitigation, payment security, and customer protection. He is recognized for building scalable fraud risk programs that enable innovation while maintaining strong risk controls.
Founder & Managing Principal · Cosmic Collaborations
Pamela Perdue-Lysaght is the Founder and Managing Principal of Cosmic Collaborations, a consulting firm that helps financial institutions, fintechs, and technology providers develop strategic partnerships, drive business growth, and navigate the evolving financial services landscape. With more than two decades of experience in banking, payments, and fintech, she has held executive leadership roles spanning business development, strategic alliances, and client engagement. Pamela is known for connecting organizations across the financial ecosystem and advising clients on partnership strategy, innovation, and go-to-market initiatives. She is an active participant in the banking and fintech community, bringing together leaders to foster collaboration and accelerate industry innovation.
Global Risk Advisor · SightSpan
Stephanie Schumacher is a Global Risk Advisor at SightSpan with more than 25 years of financial services experience, including 15 years specializing in AML/CFT, sanctions, fraud, and enterprise risk management. A CAMS-certified and RIMS-CRMP professional, she advises banks, sponsor banks, fintechs, and payments companies on building practical, defensible compliance programs that align regulatory expectations with business goals. Previously, Stephanie held senior compliance leadership roles at Lincoln Savings Bank and Pathward, where she led enterprise AML/CFT and sanctions programs, supported fintech and payments partnerships, and worked closely with regulators, executives, and boards. She is also a frequent industry speaker known for translating complex requirements into clear, actionable strategies.
Partner · Barack Ferrazzano Kirschbaum & Nagelberg LLP
Stanley F. Orszula is a Partner at Barack Ferrazzano Kirschbaum & Nagelberg LLP, where he advises banks, fintechs, and financial institutions on complex banking, regulatory, and commercial matters. Drawing on experience in private practice and as former in-house counsel with a federal banking regulator, he provides strategic guidance on digital banking, Banking-as-a-Service (BaaS), payments, compliance, and financial institution transactions. Stanley is a recognized thought leader who has authored numerous publications on banking law, fintech, and cybersecurity and frequently speaks on emerging issues shaping the financial services industry.
Chief of Staff · Green Dot Corporation
Amanda "Mandy" Goettelman is Chief of Staff at Green Dot, bringing more than 20 years of leadership experience across banking, payments, and financial services transformation. She has led large-scale operational, technology, fraud, and compliance initiatives, with previous executive leadership roles at U.S. Bank and JPMorgan Chase. Mandy is recognized for driving strategic transformation, operational excellence, and cross-functional collaboration to help financial institutions innovate and scale.
Head of Business Development · First Electronic Bank
Jason Hass is the Head of Business Development at First Electronic Bank, where he helps fintechs and sponsor banks build strategic partnerships that enable innovative financial products. With more than two decades of experience spanning banking, fintech, lending, and business development, he has held leadership roles at organizations including Pagaya, Credit Karma, TrueAccord, and Aire. A trained attorney turned fintech executive, Jason is recognized for his expertise in sponsor banking, Banking-as-a-Service (BaaS), compliance, and partnership strategy. He is a frequent industry speaker and thought leader focused on helping banks and fintechs build sustainable, compliance-first partnerships.
Executive Vice President · American Fintech Council
Charles E. Potts recently served as Executive Vice President and Chief Innovation Officer for the Independent Community Bankers of America (ICBA), where he led innovation strategy, technology partnerships, and fintech engagement for community banks nationwide. He oversaw the ICBA ThinkTECH Accelerator and Center for Innovation, helping banks adopt emerging technologies while strengthening risk management, compliance, and digital transformation efforts. Throughout his career, Charles has held leadership roles with First Performance Global, NetClarity, and Georgia Tech's ATDC, while founding and advising multiple fintech startups specializing in payments, fraud prevention, and financial management. A recognized thought leader, he is a frequent keynote speaker and writer on fintech, artificial intelligence, fraud, and the future of community banking.
